Choose your new Baker Estates home.
We will issue you with a Loan Confirmation Letter.
Pass this letter to your mortgage broker or directly to your lender.
Your lender will record the Unique ID and provide you with your 95% mortgage offer under Deposit Unlock.
You own 100% of your new home.
Buy a new build home with just a 5% deposit. Deposit Unlock is available on a wide selection of properties and could be your key to getting on the ladder sooner. The scheme is available to both first-time buyers and home movers and there is no upper limit on your household income.
Ask our team about eligibility and participating developments.
Deposit Unlock is an insurance-backed product enabling you to buy a new build home with just a 5% deposit and 95% mortgage.
Any customer who meets the lenders’ affordability requirement with a 5% deposit. The scheme is open to both first-time buyers and home movers.
Deposit Unlock is currently available with Nationwide Building Society, Newcastle Building Society and Accord Mortgages. However, a range of further banks and building societies are in the process of joining the scheme. *Correct as of Nov 2022
The buyer process remains normal, apart from the need to obtain a Loan Confirmation Letter from us at Baker Estates for you to give to your broker or lender.
“We fell immediately in love with the Daisy, there was just one left in the phase — a lovely corner plot — and it suited us perfectly.
We love one-level living. The open-plan kitchen and dining area is the heart of the home — we spend so much time there with the dogs. The build quality is first class. We’ve lived in a new build before and this is far superior.
The whole Baker Estates team has been outstanding — from sales and customer service to the guys on site. Meredith, the sales executive, has been fantastic — so down to earth and helpful. I even met Ian Baker, the Managing Director, on site and made a point of telling him how brilliant his team is.”